In July 2024, stage three of the government-legislated tax cuts will come into effect. Designed to allow Australians to pay less tax by simplifying the tax brackets, these savings could make a big difference to your home loan if you inject them into your mortgage.…

When weighing up loan options with different lenders, there is a perception that the interest rate is the most important thing to consider – nothing else matters and the lowest interest rate will mean the lowest cost over the life of a loan.…