Medical finance explained: a guide for doctors, dentists and vets
If you’re a doctor, dentist or vet, finance doesn’t have to feel complicated. Credabl is an independent financier built exclusively for medical professionals. We understand your career journey, income structure, and the financial decisions you face at every stage, from buying your first home to owning or expanding a practice. This series is designed to give you clear, practical insights so you can make confident financial decisions without feeling overwhelmed. Watch the full series delivered by Ali Joyce, Credabl Finance Specialist, to learn how medical finance really works.
Financing a practice purchase: what doctors, dentists, and vets need to know
Buying an existing practice is a major milestone and one that comes with important financial and contractual considerations. In this video, Ali explains how practice purchases are financed, how borrowing capacity is assessed, and what lenders look for when reviewing a practice acquisition.
Buying your own practice premises: a guide for medical professionals
Owning your practice premises can provide long-term security, stability and wealth-building opportunities. In this episode, Ali explains how buying your own practice property works, how much you may be able to borrow, and how ownership compares to leasing over the long term.
How doctors, dentists and vets can buy their practice property through super
Using a self-managed super fund (SMSF) to buy your practice premises can be a powerful long-term strategy, when structured correctly. In this video, Ali explains how SMSF property purchases work, including tax benefits, asset protection, borrowing limits and the role of bare trusts.
Home loans for doctors, dentists and vets: what makes medical lending different
Doctors, dentists and vets often have access to home loan options that aren’t available to the general public, but only if they're structured correctly. In this episode, Ali explains how home lending for medical professionals works, including higher borrowing limits, LMI exemptions and income assessment considerations.
What is a business overdraft and how does it work for medical practices?
A business overdraft can be one of the most useful, and misunderstood, financial tools for medical practices. In this episode, Ali explains what a business overdraft is, how it works, and when it can be useful for managing cash flow, unexpected expenses or timing gaps.
What is a bank guarantee and why doctors, dentists and vets need one
If you’re leasing a practice premises, chances are you’ll be asked to provide a bank guarantee, but many medical professionals aren’t sure how they work. In this video, Ali explains what a bank guarantee is, why landlords require them, how amounts are negotiated, and how they’re set up.
How to start a medical, dental or vet practice from a finance perspective
Starting your own practice is an exciting step, but it can also feel overwhelming without the right financial guidance. In this video, Ali walks through the key financial considerations when starting a medical, dental or veterinary practice, including property selection, fitout costs, equipment, cash flow planning and funding options.
Good debt vs bad debt: what doctors, dentists and vets need to know
Not all debt is created equal, especially when tax and long-term strategy are considered. In this final episode, Ali explains the difference between good debt and bad debt, and why understanding this distinction matters for medical professionals.
How a drawdown facility works when setting up a medical, dental or veterinary practice
Setting up a new practice often involves paying multiple suppliers over time, and that’s where a drawdown facility can help. In this video, Ali explains how drawdown facilities work, how funds are released, and why they’re commonly used for practice fitouts, equipment and setup costs.