Two colleagues pointing at construction plans for a medical practice upgrade

Practice Build Loans

From blueprint to build, we finance every step.
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Building your practice? Let’s lay the foundation together.

From your first clinic to your next expansion, Credabl's Practice Build Loan helps you finance the entire project – from construction and fitout to essential equipment. Our tailored practice construction loans give you the financial flexibility to create a space that’s uniquely yours.

With access to our network of trusted specialist builders and support from finance experts who understand healthcare, we make it easy to bring your vision to life – on time and on budget.

You bring the blueprint. We'll bring the finance.

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Our practice build loan features.

Whether you’re starting from scratch or expanding into a custom-built facility, Credabl’s Practice Build Loan gives you the financial power to take the next step.

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Up to 100% finance available

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Fast approvals and staged payment support

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$1 borrowed = 1 Qantas Point*

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Green Loan benefits available for eligible assets

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Fixed and variable rates

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Flexible repayment options

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*T&Cs apply. Find out more here.

Need an explainer?

 These short videos answer common questions and break down key concepts to help you understand your options. 

Buying your own practice premises a guide for medical professionals Play button

Buying your own practice premises

Starting your own medical practice a financial guide for doctors Play button

How to start your own medical practice

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown

"The level of communication was much better than a lot of the bigger finance companies, big 4 included."

★ ★ ★ ★ ★
Dr Dennis Teh

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown
Google G logo
★ ★ ★ ★ ★
5 star rating on Google
We have a 5 star average on Google with over 289 happy clients.

More questions?

Here's a few frequently asked questions to get to know us better.

A Practice Build Loan is a type of medical construction loan designed specifically for healthcare professionals to fund the building of a new practice premises or an extension to the existing premises. It covers the full journey — commercial property purchase, construction and fitout.

Yes, eligible doctors, dentists, and vets can access up to 100% finance with Credabl's Practice Build Loan. This includes commercial property, construction, and fitout funding.
A medical construction loan funds the building of a new practice from scratch, while a practice purchase loan helps you buy an existing clinic. Construction loans include staged payments and may involve facilities for builder payments.

The cost to build a medical or dental practice typically ranges from $3,000 to $8,000 per square metre depending on your desired fitout and compliance level:

  • Entry-level: ~$3,000/sqm
  • Mid-tier: ~$5,000/sqm
  • Premium: ~$8,000/sqm
Yes, you can include energy-efficient upgrades like triple glazing, solar panels, and battery systems. These may qualify for Credabl's Green Loan incentive if included in your design phase.
See more questions

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Home Loan Information

Access to your Home Loan is now direct via Bendigo Bank.

Please contact Bendigo Bank on 1300 652 220 for assistance.

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