medical-professional-standing-in-building-site

Practice Fitout Loans

Turn ideas into spaces your patients will love.

Bring your dream practice to life.

From cabinetry and lighting to patient comfort and finishing touches, Credabl’s Practice Fitout Loans make it easy to finance every detail of your space - not just the big-ticket items.

With tailored solutions designed to protect your cash flow and maximise flexibility, we help you bring your vision to life while keeping your business running smoothly. Whether you’re starting from scratch or giving your practice a new look, we’ll ensure your fitout finance supports your goals, your budget and your patients’ experience.

Create a space that reflects your care.

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown

"The level of communication was much better than a lot of the bigger finance companies, big 4 included."

★ ★ ★ ★ ★
Dr Dennis Teh

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown
Google G logo
★ ★ ★ ★ ★
5 star rating on Google
We have a 5 star average on Google with over 289 happy clients.

More questions?

Here's a few frequently asked questions to get to know us better.

Practice fitout loans are specific types of financing intended to help professionals in the healthcare sector finance the cost of setting up, renovating, or upgrading their practice. This includes purchasing or leasing necessary equipment, creating a welcoming environment, or even expanding to additional locations.

A wide range of professionals can access practice fitout loans. This includes doctors, dentists, veterinarians, ophthalmologists and many others. Any medical professional looking to open a new practice, or upgrade their existing premises, can take advantage of these specialised loans.
One of the main benefits of a fitout loan is that it can be tailored to fit the specific needs of your practice and allow you to continue with the fitout without having to accumulate relevant funds. Whether it's new equipment, a renovation, or a full-blown fitout, there's a loan product to match your requirements. Additionally, repayment terms can often be structured to match your practice's cash flow, making it easier to manage the loan alongside your practice's other financial responsibilities.
Like most loans, fitout loans could come with certain fees, including application fees, establishment fees and ongoing account-keeping fees. The exact fees will depend on the lender and the specific loan product. It's always a good idea to discuss these details with your lender to understand the full cost of the loan.
The lending process typically starts with a consultation with a lending specialist who understands the specific needs of medical professionals. At Credabl, we understand the unique circumstances of medical professionals and we will assess your situation, determine your borrowing capacity and guide you through the application process. After approval, the funds will be made available for use towards your practice fitout.

Latest articles.

Find out what's trending on the Credabl blog.

Your January 2026 Financial Scorecard

It is the end of the year, which means it is time for a quick, honest look back at how your 2025 financial intentions actually played out. No judgement and no guilt, just a simple...

Tips
17 December 2025
Doctor with phone

Scam awareness this silly season

Scams spike during the festive rush. Everyone is juggling patients, presents, end of year deadlines and a social calendar that looks like a game of Tetris. According to Credabl’s...

Tips
10 December 2025
Person walking through Balinese tree-lined alley

Summer is here! Have you locked in your summer break?

The Australian summer is here, and you can feel it in the air. Whether you’re seeking an exotic beach escape or an adventure filled with vibrant culture, two dream destinations...

Health and lifestyle
06 December 2025
×

Home Loan Information

Access to your Home Loan is now direct via Bendigo Bank.

Please contact Bendigo Bank on 1300 652 220 for assistance.

Back to Credabl