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Finance solutions for junior doctors

From study to scrubs – finance solutions for your next chapter.

Start your career strong with finance built for your future.

From your first car or home to setting up your professional life, Credabl helps junior doctors take the next step with confidence.

We understand where you’re headed — and make finance simple, smart and supportive from day one.

Junior doctor answering question in class

Need finance? We’re here for you.

From practice fitouts and buying equipment to purchasing a practice and buying commercial property, we are your trusted partner, by your side every step of the way.

Buying a Practice

Specialist finance to help you purchase a practice.

Car Loans

Quick and easy finance to get you on the road in no time.

Equipment Finance

Get the equipment you need to succeed.

Home Loans

Tailored home loan solutions for Doctors, Dentists and Vets.

Overdraft Facilities

Use the goodwill of your practice as collateral.

Practice Fitout Loans

Making your dream practice a reality.

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Meet some of our finance specialists

We’ve been serving the medical community for over 25 years.

Kimberley Darby.

Kim is passionate about providing unparalleled service to ensure all doctors have the right level of personal and professional support.

Residential Lending Specialist

+61 490 942 099

Contact Kimberley

Aaron Gardner.

Leveraging his property law background and client service expertise, Aaron simplifies residential lending for you. Renowned for his attention to detail and energy, Aaron is passionate about guiding you towards your dream home.

Residential Lending Specialist

+61 482 185 698

Contact Aaron

More questions?

Here's a few frequently asked questions to get to know us better.

A Practice Build Loan is a type of medical construction loan designed specifically for healthcare professionals to fund the building of a new practice premises or an extension to the existing premises. It covers the full journey — commercial property purchase, construction and fitout.

Yes, eligible doctors, dentists, and vets can access up to 100% finance with Credabl's Practice Build Loan. This includes commercial property, construction, and fitout funding.

A medical construction loan funds the building of a new practice from scratch, while a practice purchase loan helps you buy an existing clinic. Construction loans include staged payments and may involve facilities for builder payments.

The cost to build a medical or dental practice typically ranges from $3,000 to $8,000 per square metre depending on your desired fitout and compliance level:

Entry-level: ~$3,000/sqm
Mid-tier: ~$5,000/sqm
Premium: ~$8,000/sqm

Yes, you can include energy-efficient upgrades like triple glazing, solar panels, and battery systems. These may qualify for Credabl's Green Loan incentive if included in your design phase.

Agencies with their market knowledge and extensive networks can provide valuable assistance in the search for medical practices for sale in Victoria. They can offer insights into potential practices that align with your budget and specific requirements, taking into account various factors like the location, size and specialty of the practice. Additionally, they can facilitate negotiations, ensuring that all legal and regulatory requirements are met seamlessly. Their knowledge and connections can make the complex process of purchasing a medical practice much more manageable.

Alongside their services, we at Credabl can provide substantial financial support. Our bespoke loans, designed with medical professionals in mind, simplify the financing aspect of the purchase process. With the combined efforts of an experienced agency and our tailored financing solutions, you can navigate the path to owning a medical practice in Victoria with confidence.

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